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	<title>Joseph Holschuh's Personal Website &#187; tax credit</title>
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	<description>[Whole-Shoe] It's Like an Entire Shoe...</description>
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		<title>House Shopping</title>
		<link>http://www.josephholschuh.com/2009/03/31/house-shopping/</link>
		<comments>http://www.josephholschuh.com/2009/03/31/house-shopping/#comments</comments>
		<pubDate>Tue, 31 Mar 2009 16:58:19 +0000</pubDate>
		<dc:creator>Joseph</dc:creator>
				<category><![CDATA[Recent]]></category>
		<category><![CDATA[Home buying]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[sketchy-cheap]]></category>
		<category><![CDATA[tax credit]]></category>

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Very, very short post today as it&#8217;s Meghan&#8217;s day off and we have plans to look at a house.
I&#8217;ve been wary about home shopping, thinking there is no way we can afford it, but we found a darling little house in our area listed for about $60,000. To me, this seems suspiciously cheap, but the [...]]]></description>
			<content:encoded><![CDATA[<p></p><p style="text-align: center;"><a href="http://www.josephholschuh.com/wp-content/uploads/2009/03/blueprint.jpg"><img class="size-full wp-image-396 aligncenter" title="Home Blueprint" src="http://www.josephholschuh.com/wp-content/uploads/2009/03/blueprint.jpg" alt="Home Blueprint" width="487" height="165" /></a></p>
<p>Very, very short post today as it&#8217;s Meghan&#8217;s day off and we have plans to look at a house.</p>
<p>I&#8217;ve been wary about home shopping, thinking there is no way we can afford it, but we found a darling little house in our area listed for about $60,000. To me, this seems suspiciously cheap, but the market is weak, interest rates are scraping the bottom of the barrell, and the $8,000 tax credit is very appealing.</p>
<p>With enough saved up for a healthy down-payment, our morgage plus taxes will literally be cheaper than paying rent.</p>
<p>We&#8217;re meeting with a loan officer later today to see where we stand. With all of our house-buying knowledge coming from late-night episodes on HGTV, we&#8217;re only textbook smart on the subject, and I&#8217;m a little nervous for the practical exam.</p>
<p>It doesn&#8217;t help that I&#8217;m much better at pounding on a keyboard than I am at pounding on a nail. Anything we get in this price range will require a lot of work. Meghan is excited. I&#8217;m scared.</p>
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